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How we work.

Income first, with risk management considered in the construction of every position from the start, rather than added afterwards.

A team meeting around a conference table

Our approach

Two funds, one discipline: each fund seeks to generate current income while seeking to reduce volatility relative to the broader markets.

Financial planning clients of Canopy Financial Planning are invested for balanced growth and income. The funds are built for income.

Both funds are managed using a proprietary counterbalancing process developed over the portfolio manager’s 27+ years of investing, including three major market downturns. References to those downturns describe the portfolio manager’s prior experience, not either fund’s performance. The funds differ in what they hold — one in high-yield corporate bonds, the other in high-dividend equities — not in how risk is approached. Risk-management techniques may not work as intended and can’t eliminate the risk of loss. There can be no assurance that either fund will achieve its objective, and investors may lose some or all of their investment.

The funds

Anchor Point Bond Fund

The Anchor Point Bond Fund is designed for accredited investors, including institutions and high-net-worth individuals who seek a steady income stream without the erratic fluctuations of the broader markets. Low-yielding government bonds may not provide adequate income to meet ongoing funding obligations. The Anchor Point Bond Fund seeks to meet this need through high-yield corporate bonds, managed with a hedging overlay that seeks to mitigate downside risk. Unlike government bonds, the Fund is subject to credit and default risk, and income is not guaranteed.
View fund about the Anchor Point Bond Fund

Veridos Income Stability Fund

The Veridos Income Stability Fund is designed for accredited investors, including institutions and high-net-worth individuals who seek a steady income stream without the erratic fluctuations of the broader equity markets. Low-yielding government bonds may not provide adequate income to meet ongoing funding obligations. The Veridos Income Stability Fund seeks to meet this need through a portfolio of high-dividend, income-generating stocks, managed with a hedging overlay that seeks to mitigate downside risk. Unlike government bonds, the Fund is subject to equity market risk, and dividends are not guaranteed.
View fund about the Veridos Income Stability Fund
At a glanceAnchor Point Bond FundVeridos Income Stability Fund
Invests inHigh-yield corporate bonds (below investment grade)High-dividend, income-generating stocks
Inception dateJanuary 1, 2026February 1, 2020
Minimum investment$100,000$100,000
Fund administratorFormidium Fund ServicesFormidium Fund Services
Prime broker / custodianInteractive Brokers, LLCInteractive Brokers, LLC

The Funds pay management and performance-based fees and bear their own expenses, all of which reduce investor returns. Complete fee and expense information is set out in each Fund’s Confidential Private Placement Memorandum.

The funds are available to clients as part of the advisory relationship.

Financial planning services are provided by Veridos Capital, LLC under the name Canopy Financial Planning. Veridos Capital also serves as investment adviser to, and receives management and performance fees from, the Anchor Point Bond Fund and the Veridos Income Stability Fund. Because the same firm provides planning advice and manages the funds, Veridos Capital has a conflict of interest when recommending the funds to planning clients. Clients are under no obligation to invest in the funds. See Veridos Capital’s Form ADV Part 2A for more information about fees and conflicts.

Financial planning

Important information

This website is for informational purposes only and is not intended to be, nor should it be construed or used as, financial, legal, tax or investment advice or an offer to sell, or a solicitation of an offer to buy, any interest in any fund. Interests in the Anchor Point Bond Fund and the Veridos Income Stability Fund (the “Funds”) are offered only to accredited investors, as defined in Rule 501(a) of Regulation D, under Rule 506(c) of Regulation D and only through the applicable Confidential Private Placement Memorandum (“PPM”), limited partnership agreement and subscription documents, which govern in the event of any inconsistency with this website. Before any investment is accepted, each investor’s accredited status must be verified through reasonable steps, which may include review of tax returns, financial statements or third-party confirmations. The Fund interests have not been registered under the Securities Act of 1933 or any state securities law. Neither the SEC nor any state regulator has approved or disapproved the Fund interests or passed on the accuracy or adequacy of this website.

Certain information contained herein constitutes “forward-looking statements,” which can be identified by the use of forward-looking terminology such as “may,” “will,” “should,” “expect,” “anticipate,” “project,” “target,” “estimate,” “intend,” “continue,” or “believe.” No representation is made that the fund will or is likely to achieve its objectives or that any investor will or is likely to achieve results comparable to those shown or will make any profit at all or will be able to avoid incurring substantial losses.

Past performance, including the prior investment experience of Veridos Capital’s personnel, does not guarantee future results. Statements about objectives, strategies and risk management reflect current intentions and may change without notice. This website does not provide tax, legal or investment advice, and it does not consider any person’s individual circumstances. Prospective investors should read the PPM carefully, including its “Risk Factors” and “Conflicts of Interest” sections, and consult their own advisers before investing. The information contained herein is subject to revision, modification and updating.

An investment in either Fund is speculative, involves a high degree of risk and is suitable only for investors who can bear the loss of their entire investment. Risks include, among others:

  • Loss of capital. There is no guarantee that either Fund will achieve its investment objective, generate income, preserve capital or reduce volatility. You may lose some or all of your investment.
  • No guaranteed income. Interest and dividend payments may be reduced, suspended or eliminated. Distributions, if any, are not guaranteed and may include a return of capital.
  • High-yield credit risk (Anchor Point Bond Fund). Below-investment-grade bonds have a greater risk of default, downgrade and price decline than investment-grade or government bonds, and these risks are heightened during economic downturns and rising-rate environments.
  • Interest-rate risk. Bond prices generally fall when interest rates rise, and rising rates can also depress the prices of dividend-paying stocks.
  • Equity market risk (Veridos Income Stability Fund). Stock prices may decline significantly because of company-specific, sector or general market conditions. High-dividend stocks may be concentrated in particular sectors.
  • Risk-management limitations. The Funds’ risk-management process, including any hedging, may not work as intended, may reduce returns, and can’t eliminate losses, particularly in severe or rapid market declines.
  • Illiquidity. Interests are not transferable without consent, no secondary market exists, and redemptions are limited, may be subject to lock-ups, notice periods and gates, and may be suspended.
  • Leverage and derivatives. Use of leverage, short sales or derivatives can magnify losses.
  • Limited operating history. The Anchor Point Bond Fund began operations on January 1, 2026, and has a limited operating history on which to evaluate it.
  • Fees and conflicts. The Funds pay management fees and performance-based compensation regardless of whether they outperform any benchmark (there is no hurdle rate). Performance-based compensation may encourage riskier investments. Veridos Capital, which also provides financial planning under the name Canopy Financial Planning, has conflicts of interest when recommending the Funds to clients.
  • Key person and valuation risk. The Funds depend on a limited number of investment professionals, and some holdings may be difficult to value.

Explore more

Anchor Point Bond Fund
Veridos Income Stability Fund
Resources