Financial planning.
Provided by Veridos Capital, LLC under the name Canopy Financial Planning, via a Schwab custodial relationship.
What we cover
Most firms describe their planning as comprehensive. We coordinate all of it in one place.
Financial planning services are provided by Veridos Capital, LLC under the name Canopy Financial Planning. Veridos Capital also serves as investment adviser to, and receives management and performance fees from, the Anchor Point Bond Fund and the Veridos Income Stability Fund. Because the same firm provides planning advice and manages the funds, Veridos Capital has a conflict of interest when recommending the funds to planning clients. Clients are under no obligation to invest in the funds. See Veridos Capital’s Form ADV Part 2A for more information about fees and conflicts.
Wealth management
Investment planning built around your objectives, time horizon, and tolerance for drawdown — coordinated with the rest of your financial picture rather than managed in isolation.
Estate planning
Coordination with estate counsel on wills, trusts, and the transfer of assets between generations.
Insurance planning
Review of life, disability, and long-term care coverage in the context of your broader plan.
Tax planning & preparation
Tax preparation and forward-looking tax planning handled alongside investment decisions, so the two are not made independently of each other.
The framework
Money, Map, Go!
Canopy Financial Planning is the home of Money, Map, Go! — your customized financial road map that helps you get to your destination.
At Canopy, our focus is to make your money work for you. By creating an overall financial plan, your money will be equipped to meet your investment, retirement, and estate planning goals. Many high-net-worth individuals go from being rich and famous to being poor and forgotten. Your money needs a plan — a plan that will power your future.
Seasons of life
We have guided clients through every season of their lives.
Childhood
We invest for clients’ children in custodial accounts or 529 college funds. Custodial accounts have the advantage of the child’s lower tax bracket, with an unlimited investment universe — though the child gains access to the funds at 21. 529 plans receive a state tax deduction on deposits, but funds must be used for family education to avoid penalties, and investment choices are limited. With time before the money is needed, these investments can afford to be aggressive.